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200214091 address as set forth at the beginning of this Deed of Trust. Trustor hereby requests that a copy of any notice of default, any notice of sale, required or permitted to be given the Trustor hereunder, be mailed to it at the address set forth at the beginning of this Deed of Trust. Any party may at any time change its address for such notices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. Any notice hereunder shall be deemed to have been given to Trustor or Beneficiary, when given in the manner designated herein. 22. Governino Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. 23. Successors and Assigns. This Deed of Trust and all terms, conditions and obligations herein apply to and inure to the benefit of and bind all parties hereto, their heirs, legatees, devisees, personal representatives, successors and assigns. The term "Beneficiary" shall mean the owner and holder of the Note, whether or not named as Beneficiary herein. 24. Joint and Several Beneficiaries. Beneficiaries hold this Deed of Trust as joint tenants with rights of survivorship and not as tenants in common. Upon the death of either beneficiary the survivor of the two of them shall become the sole beneficiary of this Deed of Trust just as if he or she had been named as the sole beneficiary initially with the sole right to give directions to the Trustee or to amend, transfer or otherwise deal in and with respect to this Deed of Trust. 25. Severability. In the event any one or more of the provisions contained in this Deed of Trust, or the Note or any other security instrument given in connection with this transaction shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality, or unenforceability shall, at the option of Beneficiary, not affect any other provision of this Deed of Trust, but this Deed of Trust shall be construed as if such invalid, illegal, or unenforceable provision had never been contained herein or therein. If the lien of this Deed of Trust is invalid or unenforceable as to any part of the debt, or if the lien is invalid or unenforceable as to any part of the Property, the unsecured or partially secured portion of the debt shall be completely paid prior to the payment of the remaining and secured or partially secured portion of the debt, and all payments made on the debt, whether voluntary or under foreclosure or other enforcement action or procedure, shall 11