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<br />I Spuee Aborv'llils Line for Re du, ILnnl
<br />FHA (:asc No.
<br />Smteof Nebraska DEFD OF TRUST 321- 2244878 �C
<br />THIS DEED OF TRUST( "Security Inslnlment ") is mndeon December 16th 2002
<br />The truaor to Jeffrey D Pelowski and Barbara A Pelowski as husband and wife _
<br />( "Borrower"). The trustee is United Nebraska Bank
<br />( "Tustec ")_ The beneficiary is United Nebraska Bank
<br />which is organized and existing under the laws of the Slate of Nebraska and whose address is 700 North Webb Road
<br />Grand Island NE 68803 (" fender I Borrower owes
<br />Larder the principal sum of One Handred'fhirtv'rhree Thousand Nine Hundred and 00 /100
<br />Dollars (U S. S 133 900.00 ). This debt is evidenced by Borrower's nom dated the same date as this Security Instrument ( " Note '7. which
<br />providesfor monhly payments with the full debt. I I' notpuidinchr, dueand payableon January 01, 2033 . This Security
<br />Instrmment secures to Lender (a) the repayment of the debt evidenced by the Note, with interest, cad all renewals, extensions and modifications,
<br />(b) Be payment of all other sons. , ah 'interest, advanced under paragraph 6 to protect the security of this Security Instrument and Ici the
<br />performance of Borrower's covenants and ugmarents under this Security Instrument and the Note_ For thin purpose. Borrower does hereby
<br />mmtgase, grant and convey m Trustee wish power of sale, the following described property located in flail County-
<br />Let Three (3), Block Three (3), Olde Mill Subdivision to the City of Grand Island, Hall County, Nebraska.
<br />which has lire address of 2527 Mill River Rd Grand Island
<br />Isid Icityl
<br />NE 68801 ( "Propert) Address
<br />I sea I wiV Cyril
<br />'TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights. appurleuames, reins.
<br />royalties. nilueial, oil and gas rights end profits, water rights and stressed all fixtures now or hereafter a pmt of the Property. All rephmemenls
<br />and additions shall also he covered by this Security Inswment. All ofthe foregoing is relerred to in this Security lustmment es the "Property ".
<br />BORROWER COVENANTS that Bonowef is lawfully seized of the estate heomy conveyed and has the right to mongagc. grant and
<br />convey the Property and that the Property is uveneumhered, except for crn'umbnatces of record- Bormwef warrants and will defend generally
<br />the title to the Property against all claims and demands. subject to any encumbrances of record.
<br />'PHIS SECURITY INSTRUMENT comhines uniform covenant, Tor national use and nun - uniform covenants with limited variations by
<br />jurisdiction to con titu e It uniform security instrument covcring real property.
<br />Borrower and Lender covenant and agree a follows.
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and late Charge. Borrower shall pay when due the principal of, and interest on, the debt eviden(rd
<br />by the Note and late charges due under Life Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together "fl, the
<br />principal and Interest as set forth m the Note and any laic charges, u sun for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property- and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the Lender, must pay n mortgage insurance premium to the Secretary of Housing and Urban Development ( "Secretary" ), or if any year In
<br />which such premum would have been required if Leader still f field the Security Instrument, each monthly payment hall also include either. (I) a
<br />sum tot the annual mortgage insurance premium to be paid by Lender to the Secretary, or (it) a monthly charge instead of a mongagc Insurance
<br />premium if this Security lustmment is held by the Secretary, in a reawnable amount to be determined by the Secretary . Bxcepi for the mondth
<br />charge by the Secretary- these items are called "Escrow Items" and [lie sums paid to Lender are called "Escrow Ponds."
<br />I'Ili cv s1f 1611587 Pngv 1 of5
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<br />I Spuee Aborv'llils Line for Re du, ILnnl
<br />FHA (:asc No.
<br />Smteof Nebraska DEFD OF TRUST 321- 2244878 �C
<br />THIS DEED OF TRUST( "Security Inslnlment ") is mndeon December 16th 2002
<br />The truaor to Jeffrey D Pelowski and Barbara A Pelowski as husband and wife _
<br />( "Borrower"). The trustee is United Nebraska Bank
<br />( "Tustec ")_ The beneficiary is United Nebraska Bank
<br />which is organized and existing under the laws of the Slate of Nebraska and whose address is 700 North Webb Road
<br />Grand Island NE 68803 (" fender I Borrower owes
<br />Larder the principal sum of One Handred'fhirtv'rhree Thousand Nine Hundred and 00 /100
<br />Dollars (U S. S 133 900.00 ). This debt is evidenced by Borrower's nom dated the same date as this Security Instrument ( " Note '7. which
<br />providesfor monhly payments with the full debt. I I' notpuidinchr, dueand payableon January 01, 2033 . This Security
<br />Instrmment secures to Lender (a) the repayment of the debt evidenced by the Note, with interest, cad all renewals, extensions and modifications,
<br />(b) Be payment of all other sons. , ah 'interest, advanced under paragraph 6 to protect the security of this Security Instrument and Ici the
<br />performance of Borrower's covenants and ugmarents under this Security Instrument and the Note_ For thin purpose. Borrower does hereby
<br />mmtgase, grant and convey m Trustee wish power of sale, the following described property located in flail County-
<br />Let Three (3), Block Three (3), Olde Mill Subdivision to the City of Grand Island, Hall County, Nebraska.
<br />which has lire address of 2527 Mill River Rd Grand Island
<br />Isid Icityl
<br />NE 68801 ( "Propert) Address
<br />I sea I wiV Cyril
<br />'TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights. appurleuames, reins.
<br />royalties. nilueial, oil and gas rights end profits, water rights and stressed all fixtures now or hereafter a pmt of the Property. All rephmemenls
<br />and additions shall also he covered by this Security Inswment. All ofthe foregoing is relerred to in this Security lustmment es the "Property ".
<br />BORROWER COVENANTS that Bonowef is lawfully seized of the estate heomy conveyed and has the right to mongagc. grant and
<br />convey the Property and that the Property is uveneumhered, except for crn'umbnatces of record- Bormwef warrants and will defend generally
<br />the title to the Property against all claims and demands. subject to any encumbrances of record.
<br />'PHIS SECURITY INSTRUMENT comhines uniform covenant, Tor national use and nun - uniform covenants with limited variations by
<br />jurisdiction to con titu e It uniform security instrument covcring real property.
<br />Borrower and Lender covenant and agree a follows.
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and late Charge. Borrower shall pay when due the principal of, and interest on, the debt eviden(rd
<br />by the Note and late charges due under Life Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together "fl, the
<br />principal and Interest as set forth m the Note and any laic charges, u sun for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property- and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the Lender, must pay n mortgage insurance premium to the Secretary of Housing and Urban Development ( "Secretary" ), or if any year In
<br />which such premum would have been required if Leader still f field the Security Instrument, each monthly payment hall also include either. (I) a
<br />sum tot the annual mortgage insurance premium to be paid by Lender to the Secretary, or (it) a monthly charge instead of a mongagc Insurance
<br />premium if this Security lustmment is held by the Secretary, in a reawnable amount to be determined by the Secretary . Bxcepi for the mondth
<br />charge by the Secretary- these items are called "Escrow Items" and [lie sums paid to Lender are called "Escrow Ponds."
<br />I'Ili cv s1f 1611587 Pngv 1 of5
<br />(iol r(M.r'Ilrl -,
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