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(E) "Note" means the promissory note signed by Borrower and dated December 13th 1 2002 . The Note
<br />states that Borrower owes lender One Hundred Sixty Four Thousand Nine Hundred Fifty and 00 /100
<br />_ __Dollars(U.S.$16,L954,00 )plusimemst. Borrowerhaspromised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than Japu ry 1, 2033
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to he
<br />executed by Borrower icheek box as applicable 1:
<br />❑
<br />n Ci
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />T't m C
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
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<br />3
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<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />\
<br />DEFINITIONS
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,
<br />11, 13. 18.20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) 'Security Instrument" means this document, which Is dated December 13th _ . _ 2002
<br />, together with
<br />all Riders to this document.
<br />(B) `Borrower" is Todd O Wilson and Sara J Wilson as husband and wife
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is United Nebraska Bank
<br />,Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Undei s address is 700 North Webb Road Grand Island, NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Crand Island NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated December 13th 1 2002 . The Note
<br />states that Borrower owes lender One Hundred Sixty Four Thousand Nine Hundred Fifty and 00 /100
<br />_ __Dollars(U.S.$16,L954,00 )plusimemst. Borrowerhaspromised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than Japu ry 1, 2033
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to he
<br />executed by Borrower icheek box as applicable 1:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />❑ Second Home Rider
<br />❑ Other(s) [specify]
<br />(I) "Applicable LaW' means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the e0'ect of law) as well as all applicable final, non- appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments "means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument computer, or magnetic rape
<br />so as m order, instruct, or authorize a financial institution to debitoi credit an account. Such term includes, but is not limited
<br />to, point -of -sale transfers, automated teller machine transactions. transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages descri bed in Section 5) for: (i) damage to, or destruction of,
<br />the Property; (a) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation;or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, of default on, the Lan,
<br />(0) "Periodic Payment' means the regularly scheduled amount due toi (it principal and interest under the Note, plas 01)
<br />any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act ( 12O. S. C.§§' 2601etseq .) and its implementing regulation.
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
<br />NEBRASKA Single Fmcly— Faanie Maadrr,sdte Mae UNIFORM INSTRUMENT Farm3028 1 /01 (,,,, 1,,18 yogevt
<br />9756.CV (1 102) 1627639
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