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200214055 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />0 _— 0 - (Seal) <br />Douglas 01. Davis Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />Borrower <br />(Seal) <br />Ka t" Jt2 Davis Borrower <br />Space Below This Line For Acknowledgment <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this December 9, 2002 <br />by Douglas A. Davis and Kathryn J. Davis, Husband and Wife <br />Borrower <br />Signature gackn le gment) Edward J. Jarosik <br />(Title or rank) --&- GENCB4,L i r1/ m lO IRq <br />D Rt- J s laleol NO;.... <br />My Ca <br />JAROSIK <br />(Serial Number, if any) _. 0..3 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae INIFORM INSTRUMEN <br />DOCUINE12 (PoRr l2 Jl2 page <br />oocmoec — 02 /t1/3ooe <br />Form 3028 1 /01 <br />