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200214046 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />DAVID H WREN - Burrower <br />(Seal) <br />PATRICIA PIERARD, by David H B.'C� er <br />Wren, her attorney —in —fact 6y / "7#w/ w4N <br />Ir <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />— (Seal) <br />Borrower <br />— (Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />— (Seal) <br />Burrower <br />0110185220 <br />M-6(NE) 000s Form 3028 1101 <br />i. <br />