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<br />DEED OF
<br />TRUST
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dazed .............. .. 12: 1312007 ............................, together
<br />with all Riders to this document.
<br />(B) "Borrower" is ................................ ... ...... ...... ...... .........
<br />.......................................................................................................................... ............................... .
<br />Borrower is the tmstor under this Security Instrument.
<br />(C) "Lender" is PINNACLEBANK: CENTRAL. CITY ................... .......... ........... .... ................................ ...... .. ... ....
<br />... .
<br />Lender is a .WRPARATION ...... .. ........ ....................... ................::............. _................. organized and existing under
<br />the laws of . THE. STATF. OF,. NFRPASKA........ ......... ............. ........ . Lender's address is .H.20.G.STR.EET. P,4,.8PX 2R. CENTRA4......
<br />. c. I .TY,.NE.BG8.2P. ......... ...... ...:............_....... ...............................
<br />.
<br />............................... ...............................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is PINNACLE, BANK, 320 G STREET „CENTRAL CITY, NE_ 8,8828 ........ . ..... _........ _............................ _..........
<br />(E) "Note” means the promissory note signed by Borrower and dazed ).2:13:2007.. ...... ......... .. ........ The
<br />Now states that Borrower owes Leader ONE HUNOREO.THIBTY F.IA.E.TH.OUSAIMANR NOBRO ........ .. ........... ....... ....... .... ... .........
<br />.......... .... ._. ............................... Dollars (ILS. $ 195,001100,,,,.......__...,,,,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................0101: 203a....................
<br />......................................................................................................................... ............................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Imtrumem that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, nun - appealable judicial opinions.
<br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrunent, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order; instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as lo, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpaymem of, or default on, the Loan.
<br />(0) "Periodic Payment' means the regularly scheduled amoum due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under. Section 3 of this Security Instrument
<br />(P) "RESPA" means the Real Estate Settlement . Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pad 3500), as they might he amended from time to time, or any additional or successor tegislation or
<br />regulation that governs the same subject maner. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that parry has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />`\\ For. 3I0N28 1/0N1
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