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11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument' means this document, which is dated DECEMBER 13, 2002, together with all <br />Riders to this document. <br />(B) "Burrower" is DAVID S. KONE and LINDA II. KONE, HUSBAND AND WIFE. Borrower is the <br />Irustor under this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organ and <br />existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, <br />DENVER, COLORADO 80206. <br />(D) "Trustee" is TICOR TITLE i1,NT1RARCC CO�IPA9Y <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -7026, tel. (888) 679 -MERS. <br />II) "Note" means the promissory note signed by Borrower mud dated DECEMBER 13, 2102. The Note states <br />that Borrower owes Lender ONE HUNDRED SEVEN THOUSAND FRB. HUNDRED AND 00 /I00ths <br />Dollars (U.S.$107,500.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than JANUARY 1, 2033. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />Bo—cr Initials / , y , ! <br />NEBRASKA- Slaglo Family -Fan We Mae/Fredrtie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page I of 13 pages) <br />e A n <br />x <br />in Co <br />_ r <br />X <br />e', <br />� � <br />G <br />3 <br />After Recording Return To: '" H r x <br />o <br />E3 <br />C` <br />CHERRY CREEK MORTGAGE CO., INC. <br />3300 E. 1 ST AVENUE, SUITE 460 200214007 <br />DENVER, COLORADO 80206 <br />[Space Above This Line For Recording Data] —.. -- <br />Loan Number 16600150 <br />MFRS Number 100030200166001501 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument' means this document, which is dated DECEMBER 13, 2002, together with all <br />Riders to this document. <br />(B) "Burrower" is DAVID S. KONE and LINDA II. KONE, HUSBAND AND WIFE. Borrower is the <br />Irustor under this Security Instrument. <br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.. Lender is a CORPORATION organ and <br />existing under the laws of COLORADO. Lender's address is 3300 E. 1ST AVENUE, SUITE 460, <br />DENVER, COLORADO 80206. <br />(D) "Trustee" is TICOR TITLE i1,NT1RARCC CO�IPA9Y <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -7026, tel. (888) 679 -MERS. <br />II) "Note" means the promissory note signed by Borrower mud dated DECEMBER 13, 2102. The Note states <br />that Borrower owes Lender ONE HUNDRED SEVEN THOUSAND FRB. HUNDRED AND 00 /I00ths <br />Dollars (U.S.$107,500.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than JANUARY 1, 2033. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />Bo—cr Initials / , y , ! <br />NEBRASKA- Slaglo Family -Fan We Mae/Fredrtie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page I of 13 pages) <br />