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DEFINITIONS
<br />Words used in multiple sections of this docuiffent Are refused below and other words are defined in a"eetiom 3; 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instruments' means this document, which is dazed ........................ 11: 1Z: 2. GOZ ............................. together
<br />with all Riders to this document.
<br />(B) "Borrower" is .GARYT:5CHN.EI.DER.A. SINGLE. P, E, RS, ON .......................................................... ...............................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Lender" is PI,NNACLGBANK: CENTRAL. CITY .................................................................. ...............................
<br />Lender is a . COBPOPATION ........................ ---- ............... ......................................... organized and existing under
<br />the laws of .TK$TATE Df. NEBRASKA...... _.. _ ...................... ...... Lender's address. is :320.0. STREET. P.O. BOX ..2 @.CENTRAL......
<br />cI.TY;.N BOB20 ......... ............................... ........:....:....-.................:....:.................... ...:.....,..................... .
<br />Lender is the beneficiary under this Security Instrument,
<br />(D) "Trustee" is PINNACLE BANK 320 G STREET DENTRAk CITY, NE 68826
<br />(E) "Note" means the promissory note signed by Borrower and dated 1, 2A N00Z ..................... ............................... The
<br />Now states that Borrower owes Lender SEVENTYNINETBO.USAND.TW9. HUNDRED. MRNOII 00 ............................. _..................
<br />................... ............................... Dollars (U.S. $ 79 ,206:00.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ............... ......01:01: Z033 ... ............
<br />....
<br />......................................................................................................................... ............................... .
<br />(Is) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrumem, plus interest.
<br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......... ..— ........
<br />❑ I -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stare and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" meats all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means my transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, - computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes; but is not limited to,
<br />point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any par[ of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as m, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment' means the regularly scheduled ant am due for (i) principal and, interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrumem, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any patty that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument,
<br />Form 3028 1101
<br />NEBRASKA — Single Family —Panne MaelFredde Mee UNIFORM INSTRUMENT IYW �alll 111111 llll�
<br />Bankers Systems, Inc., SL Cloud, MN Form MD -1 NE 8/17/2000 / IIIYY II"II1
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<br />DEFINITIONS
<br />Words used in multiple sections of this docuiffent Are refused below and other words are defined in a"eetiom 3; 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instruments' means this document, which is dazed ........................ 11: 1Z: 2. GOZ ............................. together
<br />with all Riders to this document.
<br />(B) "Borrower" is .GARYT:5CHN.EI.DER.A. SINGLE. P, E, RS, ON .......................................................... ...............................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Lender" is PI,NNACLGBANK: CENTRAL. CITY .................................................................. ...............................
<br />Lender is a . COBPOPATION ........................ ---- ............... ......................................... organized and existing under
<br />the laws of .TK$TATE Df. NEBRASKA...... _.. _ ...................... ...... Lender's address. is :320.0. STREET. P.O. BOX ..2 @.CENTRAL......
<br />cI.TY;.N BOB20 ......... ............................... ........:....:....-.................:....:.................... ...:.....,..................... .
<br />Lender is the beneficiary under this Security Instrument,
<br />(D) "Trustee" is PINNACLE BANK 320 G STREET DENTRAk CITY, NE 68826
<br />(E) "Note" means the promissory note signed by Borrower and dated 1, 2A N00Z ..................... ............................... The
<br />Now states that Borrower owes Lender SEVENTYNINETBO.USAND.TW9. HUNDRED. MRNOII 00 ............................. _..................
<br />................... ............................... Dollars (U.S. $ 79 ,206:00.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ............... ......01:01: Z033 ... ............
<br />....
<br />......................................................................................................................... ............................... .
<br />(Is) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrumem, plus interest.
<br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......... ..— ........
<br />❑ I -4 Family Rider ❑ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stare and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" meats all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means my transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, - computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes; but is not limited to,
<br />point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any par[ of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as m, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment' means the regularly scheduled ant am due for (i) principal and, interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrumem, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any patty that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument,
<br />Form 3028 1101
<br />NEBRASKA — Single Family —Panne MaelFredde Mee UNIFORM INSTRUMENT IYW �alll 111111 llll�
<br />Bankers Systems, Inc., SL Cloud, MN Form MD -1 NE 8/17/2000 / IIIYY II"II1
<br />re01rzoo1 cros er I of 7M.) I/ J B 2 A 0
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