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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST is made this loth day of December . 2002 among the Trustor,
<br />EDWARD T JOHNSON MARY S JOHNSON
<br />(herein "Borrower "),
<br />Michael F. Kivett (herein
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) I
<br />a corporation organized and existing under the laws of Maryland , whose
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 6BB03 (herein
<br />"Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in oust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />THE SOUTHERLY 2.50 FEET OF LOT 13, AND ALL OF LOT 15, IN BLOCK 10, IN
<br />UNIVERSITY PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY
<br />STATE OF NEBRASKA.
<br />AND
<br />THE N 1/2 OF THE EAST 132 FEET OF VACATED PROSPECT STREET BETWEEN
<br />BLOCKS 10 AND 15 MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING
<br />AT THE SOUTHWEST CORNER OF LOT 15, BLOCK 10, UNIVERSITY PLACE AN
<br />ADDITION TO THE CITY OF GRAND ISLAND THENCE EASTERLY ALONG AND UPON
<br />THE SOUTHERLY BOUNDARY LINE OF LOT 15, BLOCK 10, UNIVERSITY PLACE, A
<br />DISTANCE OF 132 FEET, THENCE SOUTHERLY 35 FEET, THENCE WESTERLY
<br />PARALLEL TO THE SOUTHERLY BOUNDARY LINE OF LOT 15, BLOCK 10,
<br />UNIVERSITY PLACE, A DISTANCE OF 132 FEET THENCE NORTHERLY 35 FEET TO
<br />THE POINT OF BEGINNING, IN HALL COUNTY, NEBRASKA.
<br />which has the address of 2204 N HOWARD AVE GRAND ISLAND
<br />Nebraska 68803 (herein "Property Address ");
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to he and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Decd of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property"
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 1211012002
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S- $ 98, 169.91 , with interest thereon,
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on 02/16/2014 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />protect the security of this Deed of 'Crust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed acrd has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Burrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />Nebraeka 268]6 -41/98 Original(Recorded) Copy(Branch) Copy(Customer) Page Iof5
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