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200213863 <br />Transfer of the Property or a Beneficial Interest In Borrower. As used in this Section 18, <br />"Interest in the Property" means any legal or beneficial interest in the Properly, including, but not <br />limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment <br />salea contract or escrow agreement, the intent of which is the transfer of title by Borrower at a <br />future date to a purchaser. <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if <br />Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) <br />without Lender's prior written consent, Lender may require immediate payment in full of all sums <br />secured by this Security Instrument. However, this option shall not be exercised by Lender if <br />such exercise is prohibited by Applicable Law. Lender also shall not exercise this option if: (a) <br />Borrower causes to be submitted to Lender information required by Lender to evaluate the <br />intended transferee as if a new loan were being made to the transferee; and (b) Lender reasonably <br />determines that Lender's security will not be impaired by the Ivan assumption and that the risk of <br />a breach of any covenant or agreement in this Security Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition <br />to Lender's consent to the loan assumption. Lender also may require the transferee to sign an <br />assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the <br />promises and agreements made in the Note and in this Security Instrument. Borrower will <br />continue to be obligated under the Note and this Security Instrument unless Lender releases <br />Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from <br />the date the notice is given in accordance with Section 15 within which Borrower must pay all <br />sums secured by this Security Instrument If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security Instrument <br />without further notice or demand on Borrower. <br />MULTISTATEADdUSTASL RATERIDETI- UiSZRSIX- MONTHINDEX- Single Family,- FNMAUnttorm Instrument <br />Farm 3136 Vol <br />Iasa rains Inc. (800) 446 3555 <br />rF pMMP313a 1101 1133E 3 of 4 Initials: <br />