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200213863 <br />BY SIGNING BELOW, Burrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />) W. �o �.� (Seal) <br />CAROLYN„a,.e, <br />A. L <br />(Seal) <br />ecn- <br />(Seal) <br />tsxmwer <br />(Seal) <br />m,mw. <br />ISIN[09 TNS Uaa ra AdmxNE3naill <br />STATE OF NEBRASKA, HALL County as: <br />On this 11th day of r)r,cember, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />CAROLYNATERCA 4,SINGLEWOMAN a /k /a Carolyn Terjak <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. —1 l <br />My Commission expires: C <br />r <br />-Wlvv wmm <br />IP GENEIIAI NGTAS&glalt !E""' DFER' MAfiME BCHAGEA SG <br />NBaHASNA - Single Family - Famk MaelFrecl Mac UNIFORM INSTBUMMT <br />Fam 3038 1101 <br />4 rams Inc. (800) 466 -3555 <br />M #MMA30281101 Page 13 o113 <br />