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200213860 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />h 1/" " <br />(Seal)'o'�'v,-���1� <br />(Seal) <br />WILLIAM P ZILLEV <br />&JULANN K ZILLER <br />- BORewer <br />- Borrower <br />- B.,. —, <br />_(Seal) (Seal) <br />- Borrower - BOrmwer <br />(Seal) (Seal) <br />- Borrower - Bartower <br />229299 <br />57R(0008) Pg. 4 at 4 Form 3170 1101 <br />