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200213848 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />Lb �Lt<ec/ (Seal) <br />LARRY RRY G - BODOwer <br />- Borrower <br />MULTISTATE AoJUS`rABLE RATE RMER —I,MR SI% -MONTH INDM (AS POSPED BY FANNIE MAE) -- Fotm 31361/0/ <br />Single Family—Fa nae Mae U ffV iaan of (( (Fes, 3,f3) <br />