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200213846 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this 1 -4 <br />Family Rider. <br />.I E'SUJ (Seal) <br />JESUS M. PEINADO Borrower <br />C (Seal) <br />MARICRUZ PEINA Burrower <br />NMLTISTATE 14 FAMILY RIDER--Fam Mae /Freddie Mac UNIFORM INSTRUMENT Form 3110 1 /01 (page 3 of 3 pages) <br />