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200213828 <br />BY SIGNING BELOW, Borrower accepts and agrees to the tens and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- normwer <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />'1/j L . (Seal) <br />vincent e. Lute. - Borrower <br />A � (Seal) <br />g thia A. LYM - Ibrrower <br />(Seal) <br />- Borrower <br />(Seal) <br />RertOWCr <br />_ (Seal) <br />Borrower <br />=�aA(NE) .000si Page 14 or 15 Form 3028 1101 <br />