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2 D <br />m <br />r m to <br />n <br />o <br />a_ <br />N <br />x m <br />om <br />After RecordingRetum To: �, <br />3 <br />r � <br />C <br />HERITAGE BANK <br />w <br />110 E 9TH STREET <br />�. <br />n <br />WOOD RIVER, NEBRASKA 68883 200213481 <br />° <br />N <br />--c <br />;d_• <br />[Space Above This Line For Recording Datal <br />_CS <br />DEED OF TRUST <br />DEFINITIONS Loan <br />Number: <br />2233616 <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, <br />13, 18, 20 and 21. Certain roles regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER <br />5 <br />12002 , <br />together with all Riders to this document. <br />(B) 'Borrower" is BARRY A MCCOUN AND BARBARA J MCCOUN <br />HUSBAND <br />AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee"is CENTRAL NATIONAL BANK, P.O. 268, SUPERIOR, NE <br />68978 -0268 <br />(E) "Note" means the promissory note signed by Borrower and dated DECEMBER 5 , 2002 <br />. <br />The Note states that Borrower owes Lender SEVENTY THOUSAND AND 00/100 <br />Dollars (U.S. $ 70, 0 0 0 . 00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2018 <br />(I) "Property" means the properly that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA— Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT podNaglceFZpme 8. e.9a o, <br />Form 3028 1/01 page 1 0113 www.Cddnaor c.com <br />.11 ", <br />