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<br />ASSIGNMENT OF RENTS
<br />Loan No: 7004066316 (Continued) 200213778 Page 4
<br />original, but all of which taken together shall constitute a single document. An electronic transmission or other facsimile of this document
<br />or any related bodement shall be deemed an original and shall be admissible as evidence of the document and the signer's execution.
<br />FURTHER ASSURANCES. The parties hereto agree to do all things deemed necessary by Lender in order to fully document the loan
<br />evidenced by this Note and any related agreements, and will fully cooperate concerning the execution and delivery of security agreements,
<br />stuck powers, Instructions and /or other documents pertaining to any collateral intended to secure the Indebtedness. The undersigned
<br />agree to assist in the cure of any defects In the execution, delivery or substance of the Note and related agreements, and in the creation
<br />and perfection of any liens, security interests or other collateral rights securing the Note.
<br />ARBITRATION AGREEMENT. Binding Arbitration. Lender and each party to this agreement hereby agree, upon demand by any party, to
<br />submit any Dispute to binding arbitration in accordance with the terms of this Arbitration Program. A "Dispute" shall include any dispute,
<br />claim or controversy of any kind, whether in contract or In tort legal or equitable. now existing or hereafter arising, relating in any way to
<br />this Agreement or any related agreement incorporating this Arbitration Program (the "Documents "), or any past, present, or future loans,
<br />transactions, contracts, agreements, relationships, incidents or injuries of any kind whatsoever relating to or involving Business Ranking,
<br />Community Banking, or any successor group or department of Lender. DISPUTES SUBMITTED TO ARBITRATION ARE NOT RESOLVED IN
<br />COURT BY A JUDGE OR JURY,
<br />Governing Rules. Any arbitration proceeding will Ii) be governed by the Federal Arbitration Act (Title 9 of the United States Code),
<br />notwithstanding any conflicting choice of law provision In any of the documents between the parties; and Iii) be conducted by the
<br />American Arbitration Association CAAA "L or such other administrator as the parties shall mutually agree upon, in accordance with the
<br />AAA's commercial dispute resolution procedures, unless the claim or counterclaim is at least $1,000,000.00 exclusive of claimed interest,
<br />arbitration fees and costs In which case The arbitration shall be conducted in accordance with the AAA's optional procedures for large,
<br />complex commercial disputes (the commercial cial r
<br />dispute resolution procedures or the optional procedures for large, complex commercial
<br />disputes to be referred to, as applicable, as the "Rules ") - If there is any inconsistency between the terms hereof and the Rules, the terms
<br />and procedures set forth herein shall control. Arbitration proceedings hereunder shall be conducted at a location mutually agreeable to the
<br />parties, or it they cannot agree, then at a location selected by the AAA In the state of the applicable substantive law primarily governing
<br />the Credit, Any party who fails or refuses to submit to arbitration following a demand by any other party shall bear all costs and expenses
<br />incurred by such other party in compelling arbitration of any Dispute. Arbitration may be demanded at any lime, and may be compelled by
<br />summary proceedings In Court The institution and maintenance of an action for judicial relief or pursuit of a provisional or ancillary remedy
<br />shall not constitute a waiver of the right of any party, Including the plaintiff, to submit the controversy or claim to arbitration if any other
<br />party contests such action for judicial relief. The arbitrator shall award all costs and expenses of the arbitration proceeding. Nothing
<br />contained herein shall be deemed to be a waiver by any party that is a bank of the protections afforded to it under 12 U.S.C. °91 or
<br />any similar applicable state law.
<br />No Waiver of Provisional Remedies, Self -Help and Foreclosure. The arbitration requirement does not limit the right of any party to ('b
<br />foreclose against real or personal property collateral: n) a self -help remedies relating to collateral or proceeds of collateral such as
<br />setoff or repossession; or (iii) obtain provisional or ancillary remedies such as replevin, injunctive relief, attachment or the appointment of a
<br />receiver, before during or after The pendency of any arbitration proceeding. This exclusion does not constitute a waiver of the right or
<br />obligation of any party to submit any Dispute to arbitration or reference hereunder, including those arising from the exercise of the actions
<br />detailed In sections III. (il and Jill of this paragraph.
<br />Arbitrator Qualifications and Powers. Any arbitration proceeding in which the amount in controversy is $5,000,000.00 or less will be
<br />decided by a single arbitrator selected according to the Rules, and who shell not render an award of greater than $5,000,000.00. Any
<br />Dispute In which the amount in controversy exceeds $5,000,000.00 shall be decided by majority vote of a panel of three arbitrators;
<br />provided however, that all three arbitrators must actively participate in all hearings and deliberations. Every arbitrator must be a practicing
<br />attorney or a retired member of the state or federal judiciary, in either case with a minimum of ten years experience in the substantive law
<br />applicable to the subject matter of the Dispute. The arbitrator will determine whether or not an issue is arbitratablo and will give effect to
<br />the statutes of limitation In determining any claim. In any arbitration proceeding the arbitrator will decide (by documents only or with a
<br />hearing at the arbitrator 'a discretion) any pre hearing motions which are similar to motions to dismiss for failure to state a claim or motions
<br />for summary adjudication. The arbitrator shall resolve all Disputes in accordance with the applicable substantive law and may grant any
<br />remedy or relief that a court of such state could order or grant within the scope hereof and such ancillary relief as is necessary to make
<br />effective any award. The arbitrator shall also have the power to award recovery of all costs and fees, to impose sanctions and to take
<br />such other action as the arbitrator deems necessary to the same extent a judge could pursuant to the Federal Rules of Civil Procedure. the
<br />applicants State Rules of Civil Procedure, or other applicable law. Judgment upon the award rendered by the arbitrator may be entered in
<br />any court having jurisdiction.
<br />Discovery. In any arbitration proceeding discovery will be permitted in accordance with the Rules. All discovery shall be expressly limited
<br />to matters directly relevant to the Dispute being arbitrated and must be completed no later than 20 days before the hearing date and within
<br />180 days of the filing of the Dispute with the AAA. Any requests for an extension of the discovery periods, or any discovery disputes, will
<br />be subject to final determination by the arbitrator upon a showing that the request for discovery is essential for the party's presentation
<br />and that no alternative means for obtaining Information Is available.
<br />Miscellaneous. To the maximum extent practicable, the AAA, the arbitrators and the parties shall take all action required to conclude any
<br />arbitration proceeding within 180 days of the fl ling of the Dispute with the AAA. The resolution of any Dispute shall be determined by a
<br />separate arbitration proceeding and such Dispute shall not be consolidated with other disputes or Included in any class proceeding. No
<br />arbitrator or other parry to an arbitration proceeding may disclose the existence, content or results thereof, except for disclosures of
<br />Information by a party required in the ordinary course of its business or by applicable law or regulation. If more than one agreement for
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