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200213677 <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, of <br />threaten to release any Hazardous Substances, on or in the Properly Burrower shall nut do, nor allow anyone else to do, <br />anything affecting the Property (a) that is in violation of any Environmental law, (b) which creates an Environmental <br />Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely <br />affects the value of the Property - The preceding two sentences shall not apply to the presence, use, or storage on the Properly <br />of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to <br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products). <br />Borrower shall promptly give Lender weiden notice of(a) mry, investigation, claim, demand, lawsuilur other action <br />by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or <br />Environmental Law of which Borrower has actual know ledge, (b) any Env it onmental Condition, including but not limited to, <br />any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the <br />presence, use or release of a Hazardous Substance which adversely al7ects the value of the Property. If Borrower teams, or is <br />notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any <br />Hazardous Substance affecting the Properly is necessary, Borrower shall promptly take all necessary remedial actions in <br />accordance with Envirca mental few. Nothing herein shall create any obligation on Lender for an Environmental Cleanup, <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may <br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall <br />further inform Borrower of the right to reinstate after acceleration and the right to bring a court action loassert the <br />non - existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or <br />before the date specified in the notice, Leader at its option may require immediate payment in full of all sums <br />secured by this Security Irrshvntent without further demand and may invoke the power of sale and any other <br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited lo, reasonable attorneys' fees and costs of title <br />evidence. <br />If the power of sale is invoked, Trustee shall record a notice ufderault in each county in which any part of <br />the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Lawto Borrower <br />and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall <br />give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without demand <br />on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the <br />terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may <br />postpone sale of all or any parcel of the Properly by public announcement at the time and place of any previously <br />scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the 'I'rustee's deed shall be prima facie evidence of the truth of the statements made <br />therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising <br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />attorneys' fees as permitted by Applicable Law; (b) to all suers secured by this Security Instrument; and (c) any <br />excess to the person or persons legally entitled to it. <br />23. Reconveyance. Upon payment ufall sums secured by this Security Instrument, lendershall requestTmslee to <br />re convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall recnnvcy the Property without warranty ar the person or persons legally entitled o n. <br />Such person or persons shall pay any recordation costs. Lender may charge such per son or persons afee for reconveying die <br />Property, but only if the fee is paid to a third party (such as the Trustcc) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. tender, at its option, may from time b time remove 'Irustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred <br />upon Trustee herein and by Applicable Law_ <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it <br />Witnesses: <br />�V 7� (Seal) <br />Borrower Matthes R. J�ac�/k"�man ��n q�/�����, �,� <br />iRAG- V1v, ♦ �l IA'Y[�AA"�(Seal) <br />Borrower LaDouna M. Jackma <br />(Seal) <br />Burrower <br />Borrower <br />(Seal) <br />NEBRASKA — Single Family— EnronMae /Frediie Mae UNIFORM INSTRUMENT Fnnn302a 1101 (pmgr7„11 p „xi.v <br />915.f.c"(I102) 162t537 <br />noltl(alluill 1991 <br />