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P <br />`1- <br />M <br />cc <br />G <br />Borrower is the mrsmr under this Seem fly instrument <br />(C) "Lender" is United Nebraska Bank . L mdv, <br />is a Corpormion organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trusted' is United Nebraska Bank 700 North Webb Road Grand Island NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated December 6th 2002 The Note <br />stales that Borrower owes Lender Ninety Six Thousand and 00 /100 _ <br />Dollars(U.S.$9600000 _ )plusinterest Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer A Rights in the Pmperty " <br />(G) "Loan" means the debt evidcnetxl by the None, plus tmcrcst, any prepayment charges and late charges due under the <br />Nam, and all xum, due under this Security Instrument, plus interest <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1-4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />x <br />c, <br />O <br />CU <br />3 <br />r <br />W <br />Ell <br />o <br />Y <br />N <br />J <br />y <br />[Space Above This Line For Recording Data] <br />2 <br />C7 <br />DEED OF TRUST <br />UEI7NI'I'IONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, <br />11.13, 18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated _December 6th <br />2002 <br />,togetherwith <br />all Riders to this document. <br />(B) "Borrower" is Matthew R. Jackman and LaDonna M. Jackman, husband and wife <br />Borrower is the mrsmr under this Seem fly instrument <br />(C) "Lender" is United Nebraska Bank . L mdv, <br />is a Corpormion organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trusted' is United Nebraska Bank 700 North Webb Road Grand Island NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated December 6th 2002 The Note <br />stales that Borrower owes Lender Ninety Six Thousand and 00 /100 _ <br />Dollars(U.S.$9600000 _ )plusinterest Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer A Rights in the Pmperty " <br />(G) "Loan" means the debt evidcnetxl by the None, plus tmcrcst, any prepayment charges and late charges due under the <br />Nam, and all xum, due under this Security Instrument, plus interest <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1-4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home hider <br />❑ Other(,) Ispecity] <br />(1) "Applicable Law" mwns all controlling applicable federal, stare and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions, <br />IJI "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments anduthci charges that are <br />imposed on Borrower m the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer' means any transfsr of funds, other than a transaction originated by check. draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument. computer, or magnetic tape <br />so as to order, instruct, or authorize a financial institution to debit of creditan account Such term includes, buds not limitcA <br />to, point -ot -sale transfers, automated teller machine transactions, trunsfers initiated by mlcphune, wire transfers, and <br />automated clearinghouse transfers. <br />(L) "Escrow Item" means Ihosc arms that are dcscrihal in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement award of damages, m proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or devoiction of, <br />the Property; (ii) condemnation or other taking of all of any part of the Properly; (iii) cunvcyancc in lieu ofcondemnatton, or <br />(iv) misrepresentations oL or omissions as to, the value and/or erudition of the Property . <br />(N) "Mortgage Insurance' means insurance piorecfing I ender against the nonpayment of, or default on, the (roan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for(i) principal and interest under the Note. plus (it) <br />any amounts under Section 3 of this Security Instrument <br />(P) "RESPA" means the Real Estate Settlement Procedures Act ( 12 U. S.C. §2601 et sett.) and its implementing regulation, <br />Regulation X (24 C.F.R. Pat t 3500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA - Single Family— l'mn,ieMadFreddie Mac UNIFORMINSTBITMENT Farm3028 I101 (1,ace Io( ayngesi <br />vtsa.cv wan mzsn <br />GOTONWTbli3 <br />