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DEED OF TRUST <br />C� <br />200213GGO �J <br />DEFINI'I IONS ( <br />Words used in multiple sections of this document are defined below and other words are defined in Sectrons3. I1, 13, 18,20 As <br />and 21. Certuin rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 4th 2002 together with <br />all Riders to this document. <br />(B) `Borrower" is Uannv R Ryan and Peggy J Ryan, as husband and wife _ <br />Borrower is the trust... under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank _ Lender <br />is a Corporation _ organized and existing under the laws of the State of Nebraska._ <br />Iender', address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island NE 68803 _ <br />(F.) "Note" means the promissory note signed by Borrower and taint December 4th .The Note <br />states that Borrower owes Lender Fifty Thousand and 00 /100 <br />_ Dollars (U.S. $51 _000,00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer or Rights in the Property.' <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges dun under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed byBorrower. The following Riders are to be <br />executed by Borrower [check box as applicable]- <br />❑ <br />m <br />m <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />m <br />C <br />^\ <br />n <br />� <br />= <br />V <br />� <br />m <br />M N <br />= <br />C <br />� <br />rn <br />y <br />7 <br />y !O <br />�' <br />r ti <br />w <br />ry <br />pq <br />cn <br />n <br />Fo <br />[Space Above '1'his Line For <br />Recording <br />Data] <br />w <br />DEED OF TRUST <br />C� <br />200213GGO �J <br />DEFINI'I IONS ( <br />Words used in multiple sections of this document are defined below and other words are defined in Sectrons3. I1, 13, 18,20 As <br />and 21. Certuin rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 4th 2002 together with <br />all Riders to this document. <br />(B) `Borrower" is Uannv R Ryan and Peggy J Ryan, as husband and wife _ <br />Borrower is the trust... under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank _ Lender <br />is a Corporation _ organized and existing under the laws of the State of Nebraska._ <br />Iender', address is 700 North Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island NE 68803 _ <br />(F.) "Note" means the promissory note signed by Borrower and taint December 4th .The Note <br />states that Borrower owes Lender Fifty Thousand and 00 /100 <br />_ Dollars (U.S. $51 _000,00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer or Rights in the Property.' <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges dun under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed byBorrower. The following Riders are to be <br />executed by Borrower [check box as applicable]- <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second home Rider <br />❑ Other(s) [specify] <br />(U "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />adumustrative rules and orders (that have the effcetuf law) as well as all applicable final, noo-appealablejudicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, tees, assessments andod ea charges dartzre <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) `Electronic Funds Transfer" means any transfer of funds, other than e transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic insuunrcel, computer, or magnetictape <br />so as to order. umtrocrur authorize a financial institution to debit or credit an account Such term includes, has not limited <br />to, paint -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(L) 'Escrow Items" means those items that me described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance pnxceds paid under thecoverages described In Section 5) for: (i) damage to, or destruction of, <br />the Property, (ii) condemnation mother taking of all or any part of the Property; (iii) conveyance in lieu of amdemnation; er <br />try) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting lender against the nonpayment of, or default on, the Loan. <br />(0) `Periodic Payment' marts the regularly scheduled amount due for principal and interest under the Note, plus (it) <br />any amounts under Section 3 of this Security Instrument <br />(P) "RESPA" means the Real Estate Sc dement Procedures Act (12 UAC. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or additional or successor Icgislation <br />NEBRASKA— Single Family— FannieMar rreddte Mac I;Nlk'ORM INS YRIMEN'I Furm3028 1 /01 (PnRelg18P.g,,) <br />175411 (11112) 1621648 <br />GOTOMoolf)o <br />