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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and <br />21, Certain rules regarding the usage of words used in this document we also provided in Section 16. <br />(A) `Security Instrument' means this document, which is dated NOVEMBER 27, 2002, together with all Riders <br />to this document <br />(B) "Burrower " is WAYNE R. GARRETT AND KIMBERLY D. GARRETT, HUSBAND AND WIFE. <br />Borrower is the tnrstor under this Security Instrument. <br />(C) "Lender" is CENTRAL NATIONAL BANK. <br />Lendcr is a NATIONAL BANK organized and existing under the laws of <br />THE UNITED STATES OF AMERICA. Lender's address is 411 NORTH NATIONAL STREET, <br />SUPERIOR, HE 68978. <br />Leader is the beneficiary under this Security Instrument <br />(D) "Trustee" is CENTRAL NATIONAL BANK, A NATIONAL BANK. <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 27 , 2002. The Note states <br />that Bmroworowes Lender ************ONE HUNDRED SIXTY EIGHT THOUSAND FIVE HUNDRED AND NO /100 <br />*************************** * * * * * * * * * * * * * * * * * ** ** ** * ** * * * ** Dollars (U.S. $168,500.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />DECEMBER 1, 2017. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(0) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and <br />all sums due under this Security Instrument, plus interest. <br />(In "Riders" means all Riders to this Security Instrument (list are executed by Borrower. The following Riders are to be executed <br />by Borrower [check box as applicable]. <br />= Adjustable Rate Rider n Condominium Rider U Second Home Rider <br />Balloon Rider I I Planned Unit Development Rider Other(s) [specify] <br />] 1 -4 Family Rider [ _[ Biweekly Payment Rider <br />NEDRkSI — Single Family— FamaeMm/F'reddie Mac UNIFORMINSTRII]IF,NT Initia IS: <br />Form 30381101 Page I of 8 NHUUEHU 09 <br />o � <br />z <br />o <br />o <br />3 <br />After Recording Return To: <br />m <br />C" <br />N '� <br />O <br />CENTRAL NATIONAL BANK <br />' <br />P.O. BOX 268 <br />SUPERIOR, NE 68975 -0268 <br />200213572 <br />LOAN #. 2232390 <br />-- -lSpaw Above T6h Line For Recording Darn! <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and <br />21, Certain rules regarding the usage of words used in this document we also provided in Section 16. <br />(A) `Security Instrument' means this document, which is dated NOVEMBER 27, 2002, together with all Riders <br />to this document <br />(B) "Burrower " is WAYNE R. GARRETT AND KIMBERLY D. GARRETT, HUSBAND AND WIFE. <br />Borrower is the tnrstor under this Security Instrument. <br />(C) "Lender" is CENTRAL NATIONAL BANK. <br />Lendcr is a NATIONAL BANK organized and existing under the laws of <br />THE UNITED STATES OF AMERICA. Lender's address is 411 NORTH NATIONAL STREET, <br />SUPERIOR, HE 68978. <br />Leader is the beneficiary under this Security Instrument <br />(D) "Trustee" is CENTRAL NATIONAL BANK, A NATIONAL BANK. <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 27 , 2002. The Note states <br />that Bmroworowes Lender ************ONE HUNDRED SIXTY EIGHT THOUSAND FIVE HUNDRED AND NO /100 <br />*************************** * * * * * * * * * * * * * * * * * ** ** ** * ** * * * ** Dollars (U.S. $168,500.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />DECEMBER 1, 2017. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(0) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and <br />all sums due under this Security Instrument, plus interest. <br />(In "Riders" means all Riders to this Security Instrument (list are executed by Borrower. The following Riders are to be executed <br />by Borrower [check box as applicable]. <br />= Adjustable Rate Rider n Condominium Rider U Second Home Rider <br />Balloon Rider I I Planned Unit Development Rider Other(s) [specify] <br />] 1 -4 Family Rider [ _[ Biweekly Payment Rider <br />NEDRkSI — Single Family— FamaeMm/F'reddie Mac UNIFORMINSTRII]IF,NT Initia IS: <br />Form 30381101 Page I of 8 NHUUEHU 09 <br />