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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument mid in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower <br />(Seal) <br />B.n.wer <br />_ (Sear <br />- li."wcr <br />(Seal) <br />KIRK D YOACHI - Borrower <br />9]AHDA FAY YOAC - Hnrmwer <br />(Seal) <br />Rormwer <br />(Seal) <br />Borrow', <br />_ (Seal) <br />- Borrower <br />CO; 61NE) woos,.., 1,1e m,5 Form 3028 1 /01 <br />S �? <br />