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200213515
<br />Lcndcr is a corporation organized and existing under the laws of
<br />Oklahoma Lender's address is 11111 Wilerest Green, Suite
<br />250, Houston, TX 77042
<br />(D) "Trustee" is WILLIAM E. LANGDON, ATTORNEY AT LAN
<br />4257 SOUTH 144TH STREET, OMAHA, NE 68137
<br />(F.) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679 -MFRS.
<br />(F) "Nate" means the promissory note signed by Borrower and dated November 26, 2002
<br />The Note states that Borrower owes Lender one hundred one thousand seven hundred and
<br />NO /100ths Dollars (U_S_$ 101,700.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br />than Decepber 1, 2032
<br />(G) "Property" means the properly that is described below under the heading "Transfer of Rights in the Property.
<br />(1f) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest
<br />J) "Riders" means all Riders to (his Security Ilstiumem that are executed by Borrower The following Riders are to
<br />be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Biweekly Payment Rider
<br />❑
<br />1.4 Family Rider
<br />❑
<br />Revocable Trost Rider
<br />❑
<br />Othens)[spealy]
<br />(,i) "Applicable Law" means all controlling applicable federal, state mid local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablcjudicial opinions.
<br />(IQ "Community Association Dues, Nees, and Assessments" means all dues, fees, assessments and other charges that
<br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization
<br />(L) "Electronic Funds Transfer" means any transfer of rimds, other than a transaction originated by check, draft, or
<br />similar paper inshnment, which is initiated thmugh an electronic termtin d. telephonic instrument, computer, or magoctic nape
<br />so as to order, instinct, or authonzc a financial institution to debit or credit an account_ Stich turn includes, but is not limited
<br />to, point-of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />anonnated clearinghouse transfers.
<br />(M) "Escrow Items" meats those items that are described in Section 3_
<br />(N) "Miscellaneous Proceeds" means any compensation. settlement, award of damages, or proceeds paid by any third
<br />parry (other than insurance proceeds paid under the coverages described in Section 5) for. (i) damage to, or destruction of,
<br />Nebraskaneedofa'rostSu,Jl Fc- 01- Fannie Nee /Freddie -Nfsc INFORMI- NS'TRUMF.NT
<br />—TroC sIPLIANf SOIIRCC, INC. Fa,2 of 13
<br />Modined Fom, 3028 mMl
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