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<br />Stale of Nebraska DEED OF TRUST 321 - 2230879 C
<br />THIS DEED OF TRUST ('Security Instrument') is made oa De"noher 3rd 2002
<br />The Insane Is Jeffrey A Dowry and Rebecca K Dowtv as husband and wife
<br />( "Borower , The trustee is
<br />( "Trustee ") -The beneficiary is United Nebraska Rank
<br />which is organized and existing under the laws of the Stale of Nebraska and whose address is700 North Webb Road
<br />Grand Island NE 68803 ( "Lender')- Borrower owes
<br />Lender the principal sum of Sixty Eight Thousand Four Hundred Fifty and 00 /100
<br />Dollars (U s. 5 68,450.00 ). This debt is evidenced by Borrowers note dated the samedate as this Security Instrument( "Note "r which
<br />provides for monthly payments with the full dell, If not paid earlier, due and payable on .January 01, 2033 This Security
<br />battle L .. secures to header h (colic repayment of the debt evidenced by the Note, with interest, and all renewals. extensions and modifications,
<br />(b) the payment of all other sums, with interest advanced under par'agmph 6 to protect the security of this Security Instrument; Laid (e) the
<br />performance of Borrowers covenants and agreements under this Security Instrument and the Note- For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustere with powerof sale, the following described property located in Hall County:
<br />Lot Four (4) and the South Five (5) feet of Lot Two (2) in Block Five (5) in College Addition to West Lawn, in the City
<br />of Grand Island, Hall County, Nebraska.
<br />which has the address of 2431 N Kruse Grand Island
<br />passal Willi
<br />NE 68803 ( "Property Address');
<br />'TOGETHER WITH all the improvements now or hereafter elected on the Property, and all casements, rights, appurtenances, rents,
<br />toy allies, mineral, oil and gas rights and prol its. water rights and stock and all fixtures now or hereafter a pan of the Property- AI I replacements
<br />and additions shall also be urvered by this Security Instrument. All of the foregoing Is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is llawlally seized of the estate hereby conveyed and has tire right to mortgage, grant and
<br />convey the Property and that the Property Is anencum screl, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines tribal, covenants for national use and narrational covenants with limited variations by
<br />jurisdiction to constitute a uoifonn security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows.
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note
<br />2. Monthly payment or "['axes, Insurance, and Other Charges. Borrower shall include in each monthly payment Together with the
<br />principal and interest as set berth in the Nate and any Tate charges_ a sum fur tall taxes and special nssessments levied or to be levied aguinst the
<br />Property. (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4- In any year in
<br />which the Lender must pay u mortgage insurance premium to the Secretary of Housing and Urban Development ( "Secretary'), or to any year in
<br />which such premium would have been required if Lender still held the Security Instrument each monthly payment shall also include either (i) a
<br />saint for the annual mortgage insurance pentium to be paid by Lender to the Secretary, or (it) u monthly charge instead of a mortgage insurance
<br />premium If this Security Instrument is held by the Screams. in a reasonable amount to be determined by the Secretary. Except for the monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds"
<br />1I01 CV (8101, I11I4mi Pays I ot5
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<br />Stale of Nebraska DEED OF TRUST 321 - 2230879 C
<br />THIS DEED OF TRUST ('Security Instrument') is made oa De"noher 3rd 2002
<br />The Insane Is Jeffrey A Dowry and Rebecca K Dowtv as husband and wife
<br />( "Borower , The trustee is
<br />( "Trustee ") -The beneficiary is United Nebraska Rank
<br />which is organized and existing under the laws of the Stale of Nebraska and whose address is700 North Webb Road
<br />Grand Island NE 68803 ( "Lender')- Borrower owes
<br />Lender the principal sum of Sixty Eight Thousand Four Hundred Fifty and 00 /100
<br />Dollars (U s. 5 68,450.00 ). This debt is evidenced by Borrowers note dated the samedate as this Security Instrument( "Note "r which
<br />provides for monthly payments with the full dell, If not paid earlier, due and payable on .January 01, 2033 This Security
<br />battle L .. secures to header h (colic repayment of the debt evidenced by the Note, with interest, and all renewals. extensions and modifications,
<br />(b) the payment of all other sums, with interest advanced under par'agmph 6 to protect the security of this Security Instrument; Laid (e) the
<br />performance of Borrowers covenants and agreements under this Security Instrument and the Note- For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustere with powerof sale, the following described property located in Hall County:
<br />Lot Four (4) and the South Five (5) feet of Lot Two (2) in Block Five (5) in College Addition to West Lawn, in the City
<br />of Grand Island, Hall County, Nebraska.
<br />which has the address of 2431 N Kruse Grand Island
<br />passal Willi
<br />NE 68803 ( "Property Address');
<br />'TOGETHER WITH all the improvements now or hereafter elected on the Property, and all casements, rights, appurtenances, rents,
<br />toy allies, mineral, oil and gas rights and prol its. water rights and stock and all fixtures now or hereafter a pan of the Property- AI I replacements
<br />and additions shall also be urvered by this Security Instrument. All of the foregoing Is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is llawlally seized of the estate hereby conveyed and has tire right to mortgage, grant and
<br />convey the Property and that the Property Is anencum screl, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines tribal, covenants for national use and narrational covenants with limited variations by
<br />jurisdiction to constitute a uoifonn security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows.
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note
<br />2. Monthly payment or "['axes, Insurance, and Other Charges. Borrower shall include in each monthly payment Together with the
<br />principal and interest as set berth in the Nate and any Tate charges_ a sum fur tall taxes and special nssessments levied or to be levied aguinst the
<br />Property. (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4- In any year in
<br />which the Lender must pay u mortgage insurance premium to the Secretary of Housing and Urban Development ( "Secretary'), or to any year in
<br />which such premium would have been required if Lender still held the Security Instrument each monthly payment shall also include either (i) a
<br />saint for the annual mortgage insurance pentium to be paid by Lender to the Secretary, or (it) u monthly charge instead of a mortgage insurance
<br />premium If this Security Instrument is held by the Screams. in a reasonable amount to be determined by the Secretary. Except for the monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds"
<br />1I01 CV (8101, I11I4mi Pays I ot5
<br />G110culd an01
<br />
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