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200213473 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />CO Y J 1V Borrower <br />��✓ _�T (Seal) <br />EA <br />A HER J MYEI Harrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M. 6(NEl i000m.m Pnu =ia m is Form 3028 1181 <br />