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<br />DEFINITIONS 2002134 ( 1
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 1 1,1'3,18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) `Security Instrument" means this document, which is dated December 4th 2002 , togetherwith
<br />all Riders to this document.
<br />(B) `Borrower" is Lori E Spintig and Mark S Spintig, as wife and husband
<br />Borrower is the trustor trader this Security instrument.
<br />(C) "Lender" is United Nebraska Bank . Icadet
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Islands NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated December 4th 2002 . The Note
<br />states that Berm,,etowos larder Sixty Seven Thousand Six Hundred and 00/100
<br />Dollars (U.S. $67,600.00 ) plus interest But rower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not lame than January 1, 2033
<br />(N) "Propctty" means the property that is described below under the heading "Transfer of Rights in the Property. ",
<br />(G) "Load' means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security instrument, plus interest.
<br />04) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />m a
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
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<br />Above This Line For Recording Data]
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<br />DEED OF TRUST
<br />DEFINITIONS 2002134 ( 1
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 1 1,1'3,18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) `Security Instrument" means this document, which is dated December 4th 2002 , togetherwith
<br />all Riders to this document.
<br />(B) `Borrower" is Lori E Spintig and Mark S Spintig, as wife and husband
<br />Borrower is the trustor trader this Security instrument.
<br />(C) "Lender" is United Nebraska Bank . Icadet
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Islands NE 68803
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory note signed by Borrower and dated December 4th 2002 . The Note
<br />states that Berm,,etowos larder Sixty Seven Thousand Six Hundred and 00/100
<br />Dollars (U.S. $67,600.00 ) plus interest But rower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not lame than January 1, 2033
<br />(N) "Propctty" means the property that is described below under the heading "Transfer of Rights in the Property. ",
<br />(G) "Load' means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security instrument, plus interest.
<br />04) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑
<br />Acipocrble Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />❑ Second Home Rider
<br />❑ OOrens) [specify]
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, nun - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, tees, assessments and other charges that are
<br />imposed on Burrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape
<br />so as to order, instinct or authorize a financial institution to debitor creditan account. Such term includes, but is not haated
<br />m, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire masters, and
<br />automated clearinghouse transfers.
<br />(W "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award otdamages, or proceeds paid by any third
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (p damage to, or destruction of,
<br />the Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnadom or
<br />(iv) miso pre.scnemor s of, or emissions as lo, the value and/or condition of the Property.
<br />(m "Mortgage Insurance" means insurance protecting dander against the nonpayment of, or default on, the Lean.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it)
<br />any amounts under Section 3 of this Security Instrument
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its implementing regulation.
<br />Regulation N (24 C.F.R. Pan 3500), as they might be amended from lime to time, or any additional or successor legislation
<br />NEBRASIGI- Sin8le Pamily--Fannie Mae /Freddie Mae UNIFUIIM INS'IRUMEN"I Farm 3028 1 /01 `,,I o, /'Npugex)
<br />9154 rv(I m2) IM1Iuol
<br />GOTO,000h,4
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