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200213412 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Sea. E. Hedges � <br />SrI A'IL 01' Nebraska <br />COUN'1'YOF Ha11 <br />.(Seal) <br />Borrower <br />Borrower <br />I � <br />(Seal) _ j (Seal) <br />Borrower LeaAnne Hedges Borrower <br />Borrower <br />Space Below This Line For Acknowledgment <br />the foregoing instrument was acknowledged before me on this November 26, 2002 <br />by Sean E. Hedges and Learnne Hedges, Husband and Wife <br />�i <br />�,J 6ENENALNOTABY -613[2 of NebHW <br />III VICNY J. ZABKA <br />Signature of Pers taki a wledgmen[) Vicky J Zabka MY Comm. Ery. Dec. 30. 2002 <br />(Title or rank) <br />(Serial Number, if any) <br />NEBRdSKk- Single Family -- Fannie Nae /4'rtddic>1n UNIFORM INSTRUMENT Form 30281/01 <br />(Page 12 Ill pages) <br />va Ulvn vex 12 /22 /2101 <br />