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VJ <br />[J <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16_ <br />(A) °Security, Instrument' means this document, which is dated November 26th 2002 ,togetherwith <br />all Riders to this document. <br />(B) `Borrower" is Tracy Jo Grim a single person <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . Lender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated November 26th 2002 . The Note <br />states that Borrower owes Lender Thirty Two Thousand Two Hundred and 00 /100 <br />Dollars (U.S.$32,20000 )plusinterest. Bonowerhaspromised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January L 2013 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) ` Riders" means all Riders in this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />t -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />o <br />on <br />W <br />A <br />N <br />m y <br />p <br />rt <br />= <br />co <br />[� <br />C D <br />N fO <br />1 <br />Z <br />1 <br />r <br />YNt <br />t <br />� <br />C,J <br />N <br />A <br />C.J C <br />lV <br />r/t <br />w <br />[Space Above <br />This Line For Recording Data] <br />DEED OF TRUST, <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16_ <br />(A) °Security, Instrument' means this document, which is dated November 26th 2002 ,togetherwith <br />all Riders to this document. <br />(B) `Borrower" is Tracy Jo Grim a single person <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is United Nebraska Bank . Lender <br />is a Corporation organized and existing under the laws of the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means the promissory note signed by Borrower and dated November 26th 2002 . The Note <br />states that Borrower owes Lender Thirty Two Thousand Two Hundred and 00 /100 <br />Dollars (U.S.$32,20000 )plusinterest. Bonowerhaspromised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than January L 2013 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) ` Riders" means all Riders in this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />t -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effectof law) as well as all applicable final, non- appealablejudicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all does,, fees, assessments andothercharges mature <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) `Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited <br />to, point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(1.) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or <br />(tv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment (if, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for U) principal and interest under the Note, plus (it) <br />any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.A.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA Single Farul,Uamie Mac(Freddk Mae UNIFORM INSTRUMENT Form3028 1/01 (pagelnf8pageel <br />9750.CV (1/no 1618289 <br />C� <br />