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( "Borrower"). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY <br />('Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />Which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SIIITE 460 80206 <br />( "Lender "). Borrower awes Lander the principal suns of <br />SIXTY -SIX THOUSAND FOUR HUNDRED SHVENTY -FOUR AND 00 /100 <br />Dollars (I7.S.$ 66,474.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the fill debt, if not paid earlier, due and payable on <br />DECEMBER 1, 2032 This Security Instrument Secures to Lender: (a) the repayment of due debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grunts and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />THE NORTHERLY 40 FEET OF LOT 1, IN BLOCK 1, BARTLING'S SUBDIVISION IN <br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 602 SOUTH CLHBURN STREET, GRAND ISLAND [Street, Clry], <br />Nebraska 68601 [vp Cam] ( "I'mia r[y Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of die property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MGRS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FDA Nebraska Deed of Trust - 2191 <br />eonamRi Pagel of <br />uocwxv:i.vxx xx /xr /a000 <br />Co <br />x <br />m Ls H <br />n <br />F = <br />When Recorded Mail To: <br />y U <br />CHERRY CREEK MORTGAGE <br />CO., IN((.j ux <br />V <br />ry <br />O <br />M <br />"> <br />3300 E. 1ST AVE., SIIITE 460 <br />DENVER, CO 80206 <br />N <br />V T <br />O <br />�1 + <br />1 <br />m <br />i <br />�' <br />H <br />LM <br />84 <br />ISpare Above This Line For Recording Ualal <br />N <br />20 p213 319 <br />RlImANNEZ <br />16600044 <br />; <br />DEED OF TRUST <br />LOAN NUR!!R: <br />CAR! 321-2234470 <br />-703 - <br />100030, <br />NIN: 100030300166000946 <br />r <br />v <br />THIS DEED OF TRUST ("Security Instrument ") is made an NOVEMBER 27, <br />2002 <br />,among the grantor <br />BARTHELEMY NERNANDEZ <br />AND ,7ESSICA HERNANDEZ, HUSBAND AND <br />WIFE <br />( "Borrower"). The trustee is FIRST AMERICAN TITLE INSURANCE COMPANY <br />('Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />Which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SIIITE 460 80206 <br />( "Lender "). Borrower awes Lander the principal suns of <br />SIXTY -SIX THOUSAND FOUR HUNDRED SHVENTY -FOUR AND 00 /100 <br />Dollars (I7.S.$ 66,474.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the fill debt, if not paid earlier, due and payable on <br />DECEMBER 1, 2032 This Security Instrument Secures to Lender: (a) the repayment of due debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grunts and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />THE NORTHERLY 40 FEET OF LOT 1, IN BLOCK 1, BARTLING'S SUBDIVISION IN <br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 602 SOUTH CLHBURN STREET, GRAND ISLAND [Street, Clry], <br />Nebraska 68601 [vp Cam] ( "I'mia r[y Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of die property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MGRS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FDA Nebraska Deed of Trust - 2191 <br />eonamRi Pagel of <br />uocwxv:i.vxx xx /xr /a000 <br />