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with all Riders to this document.
<br />(B) "Borrower" is .EdtliRt..G@ PAP. PRd. iiP11Y .A..G3PPd.HPAhaIId.00.dWiJA
<br />................................... ...............................
<br />Borrower is the truster under this Security Instrument
<br />(C) "Lender' is Heritage Bank_..._._ .............__.
<br />Leader is a . 0. 9r, PPfA1i. 9n ............................................................ ............................... organized and existing under
<br />the laws of Jhe ytyl¢. v1. N¢ bfagkA........ .._ ............................ . Lender's address is . 1333, Nort.h Webb_f(Pad, P. 0,, Box. 5.138,
<br />.G f end. [S[An d'. K.50.0 02 .............................................................................................. ...............................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Tler0ne Bonk_ ......._ _._._. ........... ........... ..._......
<br />(E) "Note" means the promissory now signed by Borrower and dared .JL22' 200. 2_ ................... ......... .......................— ...... . The
<br />Now stales that Borrower awes Leader seventy. three. theusagdPne .hundreAfilty.and.nPIJ. 00. ................ ...............................
<br />.... .—... ................ ..._................. Dollars (U.S. $ 41,5QW,_,,, ... .., ..... , ,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic. Payments and to pay the debt in full not later than ........ .._ .... ._ R-.QJ-2032_ .............. _.
<br />.
<br />—.1 .......... ... ...... ........ .................................................... 11 ........................... ................ ..........
<br />(1) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the Note,
<br />and all aunts due under this Scantily Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Iuslmumut that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [cluck box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second flame Rider
<br />❑ Balloon Rider ❑ Planted Unit Development Rider ❑ Other(s) [specify] ................._....
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" seem all cautmlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, aan- appealable judicial mpinious.
<br />(J) "Continually Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(E) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or suridar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape ao as to
<br />order, instruct, or authori t, a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and auomated
<br />clearinghouse transfers.
<br />(L) 'Farrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) far: (i) damage w, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any par[ of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as w, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment' meaac the regularly scheduled amount due for O principal and interest under the Nate, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (l2 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 4500), as they might be amended from time to time, of day additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RFSPA" refers to all requirements and
<br />rourictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Forum 30pry28 ��BryVal
<br />NEBRASKA— Single Family— Fannie Mae /Freddie Mee UNIFORM INSTRUMENT IIIIIIIIVIII[III Illllleryllll�IN
<br />6a "kanSyaOms, Inc. St CIwE, MN F.— Mn -1 -Nr 911]/3000 0 W ,
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<br />DEED OF TRUST
<br />200213213
<br />V
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections
<br />3, 11, 13,
<br />18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided
<br />in Section 16.
<br />(A) "Security Instrument" means this docmment, which is dated . ..... .... — .... ..I._.11,27,
<br />UP? ... ........................
<br />together
<br />with all Riders to this document.
<br />(B) "Borrower" is .EdtliRt..G@ PAP. PRd. iiP11Y .A..G3PPd.HPAhaIId.00.dWiJA
<br />................................... ...............................
<br />Borrower is the truster under this Security Instrument
<br />(C) "Lender' is Heritage Bank_..._._ .............__.
<br />Leader is a . 0. 9r, PPfA1i. 9n ............................................................ ............................... organized and existing under
<br />the laws of Jhe ytyl¢. v1. N¢ bfagkA........ .._ ............................ . Lender's address is . 1333, Nort.h Webb_f(Pad, P. 0,, Box. 5.138,
<br />.G f end. [S[An d'. K.50.0 02 .............................................................................................. ...............................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Tler0ne Bonk_ ......._ _._._. ........... ........... ..._......
<br />(E) "Note" means the promissory now signed by Borrower and dared .JL22' 200. 2_ ................... ......... .......................— ...... . The
<br />Now stales that Borrower awes Leader seventy. three. theusagdPne .hundreAfilty.and.nPIJ. 00. ................ ...............................
<br />.... .—... ................ ..._................. Dollars (U.S. $ 41,5QW,_,,, ... .., ..... , ,,) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic. Payments and to pay the debt in full not later than ........ .._ .... ._ R-.QJ-2032_ .............. _.
<br />.
<br />—.1 .......... ... ...... ........ .................................................... 11 ........................... ................ ..........
<br />(1) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the Note,
<br />and all aunts due under this Scantily Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Iuslmumut that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [cluck box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second flame Rider
<br />❑ Balloon Rider ❑ Planted Unit Development Rider ❑ Other(s) [specify] ................._....
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" seem all cautmlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, aan- appealable judicial mpinious.
<br />(J) "Continually Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(E) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or suridar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape ao as to
<br />order, instruct, or authori t, a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and auomated
<br />clearinghouse transfers.
<br />(L) 'Farrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) far: (i) damage w, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any par[ of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as w, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment' meaac the regularly scheduled amount due for O principal and interest under the Nate, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (l2 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 4500), as they might be amended from time to time, of day additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RFSPA" refers to all requirements and
<br />rourictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Forum 30pry28 ��BryVal
<br />NEBRASKA— Single Family— Fannie Mae /Freddie Mee UNIFORM INSTRUMENT IIIIIIIIVIII[III Illllleryllll�IN
<br />6a "kanSyaOms, Inc. St CIwE, MN F.— Mn -1 -Nr 911]/3000 0 W ,
<br />ul'1 /000t (/angel l]pagetl J n 2 A n
<br />�� i
<br />
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