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200213241 <br />(C) "Lender" is First Horizon Hone Loan Corporation, d/b /a McClure Mortgage <br />Lender is a corporation <br />organized and existing under the laws of the State of Kansas <br />Lender's address is 3500 West 75th Street, Prairie Village, KS 66208 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE CCNIPANY <br />(E) "Note" means the promissory note signed by Borrower and dated November 20, 2002 <br />The Note states that Borrower owes Lender Seventy T% so Thousand Nine Hundred and <br />no /100 Dollars <br />(U.S. $ 72, 900.00 ) plus interest Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than Dece nber 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(6) "Loan" means the dell evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicablel: <br />❑ Adjustable Role Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1 -4 Family Rider <br />❑ VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify[ <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders Blind have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges (had are imposed on Borrower or the Properly by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initialed through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution do debit <br />or credit an account. Such term includes, but is nod limited to, point-of sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items (hat are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) foe (i) <br />damage to, or destruction of, the Property; (it) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />2002721481 2002721481 <br />8(Nt71naoo ease z or 11 Fe. 3028 1101 <br />