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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain roles regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ........................ 11; g0;Z 00, y,,,,,,,,,,,,,,,,,,,,,,,,,.,.,. together <br />with all Riders to this document. <br />(B) "Borrower" is ANR9EW! 7, kEIEP, AAING4E. PERSQN ................................................................ ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the muster under this Security Instrument <br />(C) "Lender" is BANK OF gONIPHNN ................................................................................. ............................... . <br />Lender is a M R9Q114710 ........................................................... ............................... organized and existing under <br />the laws of .TNG8�4ff:Qfl 1. GG9ASKA .......... ............................... Lender's address is .PQ.gRX,270,RQNIpRAN ,NE,.seggg,- 4z7q...... <br />.......................................................................................................................... ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is N4NK OF RQNIPH4N P q 84X.270 OQNIPHNN,.NE fi0802 -027(1 <br />...................................................... ............................... . <br />(E) "Note" means the promissory note signed by Borrower and dated 1.1 -2Q RQQZ ...................... ............................... The <br />Note states that Borrower owes Lender LWFNTY. GEYLN. THRQ9RNP. 4NPN0114A ..................................... ............................... <br />................... ............................... Dollars (U.S. $ 27, 000,00,,,,,,,,,,,,,,,,,,,,,,,,) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... J21)k2g07..................... <br />......................................................................................................................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loon" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider IE Condominium Rider ❑ Second Home Rider <br />® Balloon Rider ❑ Phoned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 14 Family Rider ❑ Biweekly Payment Rider <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative mles and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. <br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or deduction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (]v) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.A. Par[ 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />Form 3028 1/01 <br />NEBRASKA — Single Family — Fannie Mae/Freddis Mae UNIFORM INSTRUMENT 11111111111111 <br />BenYen Synems, I—. e,. c.ud, MN F.- Meg NE a /17/1000 <br />-1:'0001 (page I of]pa8epl J B 2 A 0 <br />PC n <br />m <br />m <br />= <br />T <br />nn`zx <br />tr <br />x a o <br />c <br />M rn <br />A <br />m <br />o as <br />TO <br />c <br />o <br />^�v <br />Y/a <br />N o T <br />o <br />v T Z <br />N <br />,may <br />r n <br />to <br />W <br />0o <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />200213225 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain roles regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ........................ 11; g0;Z 00, y,,,,,,,,,,,,,,,,,,,,,,,,,.,.,. together <br />with all Riders to this document. <br />(B) "Borrower" is ANR9EW! 7, kEIEP, AAING4E. PERSQN ................................................................ ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the muster under this Security Instrument <br />(C) "Lender" is BANK OF gONIPHNN ................................................................................. ............................... . <br />Lender is a M R9Q114710 ........................................................... ............................... organized and existing under <br />the laws of .TNG8�4ff:Qfl 1. GG9ASKA .......... ............................... Lender's address is .PQ.gRX,270,RQNIpRAN ,NE,.seggg,- 4z7q...... <br />.......................................................................................................................... ............................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is N4NK OF RQNIPH4N P q 84X.270 OQNIPHNN,.NE fi0802 -027(1 <br />...................................................... ............................... . <br />(E) "Note" means the promissory note signed by Borrower and dated 1.1 -2Q RQQZ ...................... ............................... The <br />Note states that Borrower owes Lender LWFNTY. GEYLN. THRQ9RNP. 4NPN0114A ..................................... ............................... <br />................... ............................... Dollars (U.S. $ 27, 000,00,,,,,,,,,,,,,,,,,,,,,,,,) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... J21)k2g07..................... <br />......................................................................................................................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loon" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider IE Condominium Rider ❑ Second Home Rider <br />® Balloon Rider ❑ Phoned Unit Development Rider ❑ Other(s) [specify] ....................... <br />❑ 14 Family Rider ❑ Biweekly Payment Rider <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative mles and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. <br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or deduction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (]v) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.A. Par[ 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />Form 3028 1/01 <br />NEBRASKA — Single Family — Fannie Mae/Freddis Mae UNIFORM INSTRUMENT 11111111111111 <br />BenYen Synems, I—. e,. c.ud, MN F.- Meg NE a /17/1000 <br />-1:'0001 (page I of]pa8epl J B 2 A 0 <br />