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200213220 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />r-, <br />(Seal) <br />Edward R Chmi el - Borrower <br />e��C (Seal) <br />M 1 i M C hm i e l - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />CHMIEL, ER GI 1526228 0 <br />JM - 6A(NE) (000 5) Page 14 of 15 Form 3028 1/01 <br />m <br />