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200213163 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in anyy Rider executed by Borrower and recorded with it. <br />(Seal) (Seal) <br />BARBARA A FLAHERTY - Boaower - Borrower <br />Witness: <br />— (Seal) (Seal) <br />- Borrower - Borrower <br />— (Seal) (Seal) <br />- Borrower - Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />The foregoing instrument was acknowledged before me this <br />by BARBARA A FLAHERTY <br />GENERAL NOTARY-Stale of Netemska <br />NAANIE SCHAGEA SUNOEPMEIER <br />My Comm. Eap. Sept. 8, 2003 <br />(Seal) <br />Serial Number, if any <br />My commission expires: <br />NEBRASKA -- Single Family-- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT - MERS Oantrag/ceLiaAan eoacearaez <br />Form 3028 1 /Ot Page 13 of 13 www. docmagk.cam <br />NJ98tLmY <br />9 <br />