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200213126 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Sea]) <br />anrmwer <br />— (Soap <br />- Borrower <br />(Seal) <br />Barrower <br />(Seal) <br />HEATHER CLINE -FORD - Borrower <br />z(Seal) <br />BRIAN M FORD - BOrtower <br />(Seal) <br />- Borrower <br />— (Seal) <br />Barrower <br />(Seal) <br />-BOrm , <br />(M. 6(NEl mm of Page is of15 Farm 3028 1101 <br />