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200213115 <br />0110184691 <br />PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 22nd day of <br />November , 2002 , and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security <br />Instrument ") of the same date,given by the undersigned (the "Borrower ") to secure Borrower's Note to <br />TierOne Bank <br />(the <br />"Lender ") of the same date and covering the Property described in the Security Instrument and located at: <br />1407 MEADOW RD <br />GRAND ISLAND, HE 68803 <br />[Pmperly Address] <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain Common areas and facilities, as described inDECLARATIONS FILED 4/27/00 <br />IN THE REGISTER OF DEEDS OFFICE AS DOCUMENT NO. 200003417. <br />(the "Declaration "). The Property is a pan of a planned unit development known as <br />SUMMERFIELD ESTATES FIRST SUBDIVISION HOMEOWNERS <br />[Name of Planned Unit Development) <br />(the "PUD "). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the <br />uses,benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the: (i) Declaration; (ii) articles of <br />incorporation, tmst instrument or any equivalent document which creates the Owners Association; and (iii) <br />any by -laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when <br />due, all dues and assessments imposed pursuant to the Constituent Documents. <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT a `Form 3150 9190 <br />Page 1 of 3 Initials: <br />-7U (9705).01 VMP MORTGAGE FORMS 18001521 -2291 —/—Tc <br />