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200213104 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />(Seal) <br />)rrower <br />(Seal) <br />grower <br />MULTISTATE ADJUSTABLE RATE RIDER- -LIBOR SIX -MONTH INDEX (AS POSTED BY FANNIE MAE) -- Form 3136 1 /01 <br />Single Family— Fannie Mae Uniform Instrument (page 3 of 3) <br />