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20021307 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />O/F� �-f (Seal) <br />J F HUSEN Borrower <br />1 <br />�( ( p f, f -f ('(Y M 4, ij (Seal) <br />DENISE D HUSEN -t5orrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) <br />- Borrower orrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />Initials: <br />® -6(NE) (0005) Page 14 of 15 Form 3028 1 /01 <br />