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�j <br />n1 t <br />7 f'? c m <br />n.t Y G7 R <br />{� y <br />J. <br />i7 <br />rn <br />C� <br />o '(` <br />rn <br />m A <br />Cn <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />:S <br />N <br />C <br />c <br />N <br />N <br />I'V <br />Cn <br />cn <br />C A <br />--� M <br />� o <br />O -Tt <br />'*t Z <br />= rn <br />D C7 <br />t-' A <br />G7 <br />A <br />cn <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 21st, 2002 , <br />together with all Riders to this document. <br />(B) 'Borrower" is ALLEN E GINGRICH, A SINGLE PERSON AND FRANK SCHNEIDER AND <br />BETTY SCHNEIDER, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />(M -6(NE) (0005).01 <br />m <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />Form 3028 1/01 <br />O <br />N <br />O <br />O <br />N <br />F--+. <br />W <br />O <br />N <br />O <br />f <br />t <br />a�. <br />I� <br />O <br />