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Space Above This Line For Recording Data (0 ,S U DEED OF TRUST Loan Gartner 5PT20930 Parcel Number: DEFINITIONS Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3, 1 13, 18, 20 and 2 L Certain rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated November 12, 2002 together with all Riders to this document. (B) "Borrower" is Rodney T. Gartner and Veronica A. Gartner, Husband and Wife Borrower is the trustor under this Security Instrument. (C) "Lender" is Five Points Bank Lender isa Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated November 12, 2002 The Note states that Borrower owes Lender Ninety -Two Thousand And 00 /100 Dollars (U.S. $ 82,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2017 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family-- Fennie Mee/Freddw Mar UNIFORM INSI RUMEN "F nocmin IPogr l ot(12 p.g,, oocv2xe2.vr, 12/01/2000 Form 3028 1/01 M m C O N O on n D on r^ ` " o c �1� 7 2 m 0 O O.. C ra cn CT � O � D rje r M �1 m CO CO N M N MAfter Recording Return To G N 200212948 Space Above This Line For Recording Data (0 ,S U DEED OF TRUST Loan Gartner 5PT20930 Parcel Number: DEFINITIONS Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3, 1 13, 18, 20 and 2 L Certain rules regarding the usage of words used in this document are also provided in Section 16 (A) "Security Instrument" means this document, which is dated November 12, 2002 together with all Riders to this document. (B) "Borrower" is Rodney T. Gartner and Veronica A. Gartner, Husband and Wife Borrower is the trustor under this Security Instrument. (C) "Lender" is Five Points Bank Lender isa Commercial Bank organized and existing under the laws of Nebraska .Lender's address is P.O. Box 1507 Grand Island, NE 68802 -1507 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Central National Bank (E) "Note" means the promissory note signed by Borrower and dated November 12, 2002 The Note states that Borrower owes Lender Ninety -Two Thousand And 00 /100 Dollars (U.S. $ 82,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2017 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family-- Fennie Mee/Freddw Mar UNIFORM INSI RUMEN "F nocmin IPogr l ot(12 p.g,, oocv2xe2.vr, 12/01/2000 Form 3028 1/01