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( "Borrower "). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206 <br />( "Lender "). Borrower owes Lender the principal sum of <br />FIFTY THOUSAND FIFTEEN AND 00 /100 <br />Dollars (U.S. $ 50, 015.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />DECEMBER 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT NINE (9), BLOCK FIVE (5), IN H.G. CLARK'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 710 WEST 9TH STREET, GRAND ISLAND <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />[Street, City], <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Trust - 2/91 <br />DOCUUNEI Page I of 6 <br />DOCUUNEI.VTX 12/21/2000 <br />When Recorded Mail To: <br />m <br />-rn.°r <br />> <br />' <br />rCV <br />� D <br />CHERRY CREEK MORTGAGE CO., INC. <br />_ <br />N <br />tD <br />CD <br />3: C7 <br />C <br />M <br />cm <br />1 <br />3300 E. 1ST AVE., SUITE 460 <br />Z <br />Cc, <br />N <br />o <br />O <br />C. <br />DENVER, CO 80206 <br />N <br />rn <br />y <br />Z <br />i <br />cn <br />W <br />U' <br />C0 <br />o <br />200212945 <br />CAD <br />vv <br />N <br />I <br />M <br />[Space Above This Line For Recording Data] <br />M <br />MOSQUEDA <br />LOAN NUMBER: <br />16600035 <br />J'd <br />50 <br />M <br />, <br />DEED OF <br />TRUST <br />CASE NUMBER: 321 - 2238735 -703 - <br />MIN: 100030200166000354 <br />M <br />THIS DEED OF TRUST ( "Security Instrument ") is made on <br />NOVEMBER 19, <br />2002 <br />among the grantor <br />CO) <br />JOSE J. MOSQUEDA AND ARACELI <br />RAMIREZ, HUSBAND AND WIFE <br />( "Borrower "). The trustee is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as <br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and <br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. <br />CHERRY CREEK MORTGAGE CO., INC. <br />which is organized and existing under the laws of THE STATE OF COLORADO , and whose address is <br />3300 E. 1ST AVE., SUITE 460 DENVER, 3300 E. 1ST AVE., SUITE 460 80206 <br />( "Lender "). Borrower owes Lender the principal sum of <br />FIFTY THOUSAND FIFTEEN AND 00 /100 <br />Dollars (U.S. $ 50, 015.00 ). This debt is evidenced by Borrower's note dated the same date as this Security <br />Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on <br />DECEMBER 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other <br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in <br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in HALL County, Nebraska: <br />LOT NINE (9), BLOCK FIVE (5), IN H.G. CLARK'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY, NEBRASKA. <br />which has the address of 710 WEST 9TH STREET, GRAND ISLAND <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />[Street, City], <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing or canceling this Security Instrument. <br />FHA Nebraska Deed of Trust - 2/91 <br />DOCUUNEI Page I of 6 <br />DOCUUNEI.VTX 12/21/2000 <br />