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200212878 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />SCOTT A CARLSON - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />Bortower <br />(Seal) <br />- Harrower <br />-6(NE) woosrm Pees 14 m 16 Form 3026 1/01 <br />