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DEED OF TRUST <br />DEFINITIONS <br />Loan Number: 608658191 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 9 , 2 0 0 2 , <br />together with all Riders to this document. <br />(B) 'Borrower" is JASON PIERZINA AND JENNIFER PIERZINA HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is HERITAGE BANK, 110 E 9th STREET, WOOD RIVER, NEBRASKA 68883 <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 9 2002. <br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 00/100 <br />Dollars (U. S. $ 104,000.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTR <br />Form 3028 1 /01 Page 1 of 13 <br />N60281.dot <br />T DocMagic 800-649-7362 <br />�yvww. docmagic. com <br />S <br />O <br />= <br />D <br />'n <br />Z <br />D <br />C <br />['v <br />h <br />c __q <br />�_ <br />Z <br />n= <br />tv <br />X = <br />y <br />C <br />C <br />M <br />O <br />CD <br />CD, <br />N <br />p -n <br />O <br />Q <br />_n <br />C <br />Tt <br />fV <br />C7 <br />r <br />rn <br />L+ G <br />F—A <br />F--� <br />C/) <br />a. <br />CAD <br />4P <br />to <br />After Recording Return To: <br />Gn <br />HERITAGE BANK <br />110 E 9TH STREET <br />WOOD RIVER, NEBRASKA <br />68883 <br />[Space Above This <br />Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Loan Number: 608658191 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 9 , 2 0 0 2 , <br />together with all Riders to this document. <br />(B) 'Borrower" is JASON PIERZINA AND JENNIFER PIERZINA HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is HERITAGE BANK, 110 E 9th STREET, WOOD RIVER, NEBRASKA 68883 <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 9 2002. <br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND AND 00/100 <br />Dollars (U. S. $ 104,000.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTR <br />Form 3028 1 /01 Page 1 of 13 <br />N60281.dot <br />T DocMagic 800-649-7362 <br />�yvww. docmagic. com <br />S <br />O <br />