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200212777 <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />NOTICE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />OF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT. <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 13th day <br />of November, 2002 , and is incorporated into and shall be deemed to amend <br />and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security Instrument ") dated of <br />even date herewith, given by the undersigned (herein "Borrower ") to secure Borrower's Note to <br />Navy Federal Credit Union <br />(herein "Lender ") and covering the Property described in the Security Instrument and located at <br />2607 O'FLANNAGAN, GRAND ISLAND, NE 68803 <br />[Property Address] <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title <br />and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br />liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments executed <br />in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not <br />limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness <br />and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant <br />18 of the Security Instrument, are hereby amended or negated to the extent necessary to conform such <br />instruments to said Title or Regulations. <br />DOC #:319851 APPL ##:8010128497 LOAN #:8010128497 <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />UM50 9904.03 <br />(0-538R (9904).01 3199 <br />Page 1 of 3 i <br />1. <br />VMP MORTGAGE FORMS - (800)521 -7 1 I IIIIIII IIIIII III IIIIII IIII IIII IIII <br />