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200212705 A. Line of Credit. The Secured Debts include a revolving line of credit provision. Although the Secured Debts may be reduced to a zero balance, this Security Instrument will remain in effect until the Secured Debts and all underlying agreements have been terminated in writing by Lender. 24. APPLICABLE LAW. This Security Instrument is governed by the laws of Nebraska, except to the extent otherwise required by the laws of the jurisdiction where the Property is located, and the United States of America. 25. JOINT AND INDIVIDUAL LIABILITY AND SUCCESSORS. Each Grantor's obligations under this Security Instrument are independent of the obligations of any other Grantor. Lender may sue each Grantor individually or together with any other Grantor. Lender may release any part of the Property and Grantor will still be obligated under this Security Instrument for the remaining Property. The duties and benefits of this Security Instrument will bind and benefit the successors and assigns of Lender and Grantor. 26. AMENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be amended or modified by oral agreement. No amendment or modification of this Security Instrument is effective unless made in writing and executed by Grantor and Lender. This Security Instrument is the complete and final expression of the agreement. If any provision of this Security Instrument is unenforceable, then the unenforceable provision will be severed and the remaining provisions will still be enforceable. 27. INTERPRETATION. Whenever used, the singular includes the plural and the plural includes the singular. The section headings are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. 28. NOTICE, FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Unless otherwise required by law, any notice will be given by delivering it or mailing it by first class mail to the appropriate party's address listed in the DATE AND PARTIES section, or to any other address designated in writing. Notice to one party will be deemed to be notice to all parties. Grantor will inform Lender in writing of any change in Grantor's name, address or other application information. Grantor will provide Lender any financial statements or information Lender requests. All financial statements and information Grantor gives Lender will be correct and complete. Grantor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Grantor's obligations under this Security Instrument and to confirm Lender's lien status on any Property. Time is of the essence. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. GRANT Richard Wi eman imber A. W' rp la n LENDER: Platte Val Bank & Trust mpany cott Kissler, Assist nt Vice President ACKNOWLEDGMENT. (Individual) OF i r OF U ss. This instrument was acknowledged before me this day of L OO by Richard D. Wiseman, and Kimberly A. Wisema Husband and Wife. My co is BFJ Y- StateofNabraslrrt 7 SCOTT C• "SLFA , MyGM�''*T -� _.- -(Notary Public) (Lender Acknowledgme t) n OF {Z OF -F� It 'V SS. This instrument was acknowledged before me this l day of �K��" by Scott Kissler -- Assistant Vice President of Platte Valley State Bank & Trust Company, a corporation, on behalf of the corporation. My commission expires: X NERAL NOTARY - State of Nebraska MELISSA A. DUBOWSKY My Cam. UP. Dec. 11, 2005 ("Notary Public) Capital Liquor Nebraska Deed Of Trust Initials NE/ 4XX14469500600000003652011061802Y 01996 Bankers Systp ns, Inc., St. Cloud, MN E,c� Page 6 i