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IM- A-1 I'll Ia W IN FIN <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 8, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />STEPHEN M FOSTER, DENISE A FOSTER, HUSBAND AND WIFE JTWROS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 14542 WEST CENTER ROAD <br />OMAHA, NE 68144 <br />(D) "Trustee" is MICHAEL KIVETT <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MERS 1/01 (A) Page 1 of 13 Initials: <br />tnn <br />m <br />N <br />c <br />n <br />S <br />A <br />C <br />i -`J <br />O <br />0 <br />rt1 <br />r) <br />rn <br />\; <br />IV co <br />—4 tT <br />'t <br />O CO <br />` <br />-< <br />C2w <br />/~/-, <br />VI <br />V <br />�. <br />Q7 IG <br />W <br />P <br />MIDLANDS LAND TITLE & ABSTRACT, INC. <br />co <br />11011 0 STREET, SUITE 104C <br />a <br />Cl) <br />OMAHA, NE .68137 <br />Prepared by: <br />2 0.O 2♦ <br />2W G S <br />MORTGAGE EXPRESS - TRISHA <br />BEATTY <br />1 <br />V <br />14542 W CENTER RD <br />M <br />OMAHA, NE 68144 <br />(402) 334 -5878 <br />Loan No: WM- 609153895 <br />[Space Above <br />This Line For Recording Data] <br />/ <br />DEED <br />OF TRUST <br />MIN: 1001605 - 0000000105 <br />-0 <br />IM- A-1 I'll Ia W IN FIN <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 8, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />STEPHEN M FOSTER, DENISE A FOSTER, HUSBAND AND WIFE JTWROS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br />Lender is a CORPORATION <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 14542 WEST CENTER ROAD <br />OMAHA, NE 68144 <br />(D) "Trustee" is MICHAEL KIVETT <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MERS 1/01 (A) Page 1 of 13 Initials: <br />