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200211660 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Sea]) <br />- Borrower <br />_ (Seal) <br />- Harrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />RICKY 1 PAPINEAU - Borrower <br />.4�� (f (Seal) <br />VICKI C PAPINEAU - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />Harrower <br />(Seal) <br />- Borrower <br />0110184245 <br />(0-6(NE) mars' of Form 3028 1/01 <br />