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200212676 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />B an G. Kemper Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(RL be <br />� ax ' G1p�- (Seal) <br />Farrah L. Kemper Borrower <br />]Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this November 15, 2002 <br />by Bryan G. Kemper and Farrah L. Kemper, Husband and Wife <br />Signature of Person taking acknow a gment) Devra McElroy <br />(Title or rank)����� <br />(Serial Number, if any) <br />DEVRA MCELROY <br />My Comm. Exp. Aug. 25, 2005 <br />_(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />