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200212671 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />BILLIE J THOMAS - Borrower <br />- ell'�h�; ^�i%f79/Y1J (Seal) <br />P GyG�MAS - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower -B..O f,, <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />CV (NE) i000s Page ra of 15 Form 3028 1101 <br />