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<br />When recorded return to:
<br />CHERRY CREEK MORTGAGE CO., INC.
<br />3300 E. 1ST AVE., SUITE 460
<br />DENVER, CO 80206
<br />DEFINITIONS
<br />2 010 21226 At)
<br />[Space Above This Line For Recording Data]
<br />VANWINKLE
<br />LOAN DEED OF TRUST PIN #: 16600023 C�
<br />MIN: 100030200166000230 O
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated NOVEMBER 8, 2002
<br />together with all Riders to this document.
<br />(B) "Borrower" is MICHAEL L. VANWINKLE AND RITA C. VANWINKLE, HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of THE STATE OF COLORADO Lender's address is 3300 E . 1ST AVE . ,
<br />SUITE 460 DENVER, CO 80206
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 8, 2002
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED NINE THOUSAND TWO HUNDRED FIFTY AND 00 /100
<br />Dollars (U.S. $ 109,250.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2032
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01
<br />DocUKNEI (Page I of 12 pages)
<br />DOCDXN8I.VTX 9/11/2002
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<br />2 010 21226 At)
<br />[Space Above This Line For Recording Data]
<br />VANWINKLE
<br />LOAN DEED OF TRUST PIN #: 16600023 C�
<br />MIN: 100030200166000230 O
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated NOVEMBER 8, 2002
<br />together with all Riders to this document.
<br />(B) "Borrower" is MICHAEL L. VANWINKLE AND RITA C. VANWINKLE, HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CHERRY CREEK MORTGAGE CO., INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of THE STATE OF COLORADO Lender's address is 3300 E . 1ST AVE . ,
<br />SUITE 460 DENVER, CO 80206
<br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 8, 2002
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED NINE THOUSAND TWO HUNDRED FIFTY AND 00 /100
<br />Dollars (U.S. $ 109,250.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2032
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01
<br />DocUKNEI (Page I of 12 pages)
<br />DOCDXN8I.VTX 9/11/2002
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